To Comment, Or Not To Comment

Today I am celebrating 105 days since using my credit cards. Some may think that it is not much to celebrate, but for me, it really is. I have been using credit cards consistently for over 14 years now. What started off as small purchases here and there my first year of college, ballooned into using the card to purchase pretty much anything I wanted. I have purchased gas, clothing, food, dining out, furniture, vacations, home decor, toys, gifts, concert tickets, you name it! I would say prior to January 19th, 2010 we were spending close to $800 a month on our credit cards in addition to random large purchases of $1,000 or more. This is in addition to our fixed rate loans for cars, trailers, etc. The day I started this blog my credit card debt was $51,688.87. Today it is $44,098.32! So again, for me, that is a reason to celebrate!!!

In the short time I have been writing I have found this blog to be both very inspirational and also detrimental to my success in debt. Inspirational when I receive encouraging comments from kind people such as Jennifer and Mrs. Fitz. Also encouraging when someone comes across my blog that is struggling with the same demons, and they find their own encouragement in my words. Detrimental in some of the comments that have been less than encouraging. There will always be someone in the world who has better financial habits than I do. I applaud them and strive to be that way. Unfortunately in blog writing (and reading) a lot of assumptions are made that may or not be true. Comments related to those assumptions are frustrating at times. Frustrating because they are inaccurate but also frustrating because they are accurate.

I have found that these comments have limited me.  I have not been posting as freely as I intended to in the beginning. At times, I don't want to post, or leave out certain facts for fear of ridicule. And by doing so I have completely eliminated the purpose of it in the first place. I want to be able to share my financial struggles completely, not only to have a record for myself, but to help others as well.  So for this reason I have decided to give this a go one more time, without the option of comments.

So here you go...the rebirth of Debt Runs Me....Uncensored.