$Budget/$Actual
Take Home Pay $9,215/$9,522
Hubby Allowance $125/$143
Wifey Allowance $100/$176
Groceries $450/$727
Dining Out $200/$447
Household $200/$151
Personal Care $50/$0
Fuel $250/$429
Clothing $100/$8
Gas & Electric $272/$272
Daycare $860/$890
Pest Control $35/$35
Entertainment $18/$303
Mortgage $2,536/$2536
Security $30/$30
Water/Garbage $85/$85
Life Insurance $60/$60
Car Insurance $150/$149
Gardener $85/$85
Cell Phone $150/$166
Cable $0/$41
Car # 1 $533/$533
Car # 2 $691/$691
Camping Trailer $201/$201
Student Loan $175/$175
CC Snowball $938/$935
Extra Debt Pay Down $921/$0
Birthday Party $0/$254
This month was really a bummer for me. I was so disappointed at the overspending. My husband and I really lost grasp of what was going on and used our debit cards most of the month. Proof that not using cash can really lead to some serious overspending! These numbers literally make me sick to my stomach. Items in this month that were not budgeted for include some entertainment (baseball tickets, concert tickets, and t-ball registration). In addition we spent $254 for a Birthday Party for my son that I had not budgeted for. Next month we need to get back on track. We barely made the debt snowball this month with $935 towards credit card debt.
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